Natural hazards · Chickasha

Chickasha, OK natural hazards

Most of the natural-hazard damage FEMA expects in Chickasha comes from tornadoes, and overall the risk is high for a U.S. community. Flood insurance has paid 152 claims here since 1978. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chickasha?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chickasha to be higher than in 60% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes33%Inland flooding25%Cold waves16%Hail8%Heat waves6%Ice storms5%Everything else5%

By hazard

What Chickasha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

33% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

25% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Hail

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 12 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chickasha flood?

Every paid claim on a federal flood insurance policy in Chickasha, from FEMA’s records.

152paid claims since 1978

$3.5Mpaid to owners

20homes flooded more than once

19782026

Biggest named events

Early summer storms: 8 claims, $282K
Thunderstorms: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chickasha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grady County.

What’s been done with FEMA grants

195storm safe rooms built

Disasters that hit Chickasha

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chickasha itself: aid to households, or repair grants to the City of Chickasha.

Brought FEMA money into ChickashaDeclared for Grady County only

2020

Severe Winter Storm

$380K to the City of Chickasha for repairs

2015

Severe Winter Storms and Flooding

$66K to the City of Chickasha for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

52 households applied for aid $102K aid approved $426K to the City of Chickasha for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

129 households applied for aid $421K aid approved $41K to the City of Chickasha for repairs

2010

Severe Winter Storm

$187K to the City of Chickasha for repairs

2007

Severe Winter Storms

$359K to the City of Chickasha for repairs

2007

Severe Storms, Tornadoes and Flooding

50 households applied for aid $57K aid approved $57K to the City of Chickasha for repairs

2007

Severe Storms, Flooding, and Tornadoes

39 households applied for aid $47K aid approved $15K to the City of Chickasha for repairs

2003

Severe Storms and Tornadoes

17 households applied for aid $3K aid approved

2000

Severe Winter Ice Storm

$14K to the City of Chickasha for repairs

2000

Severe Storms and Flooding

$92K to the City of Chickasha for repairs

1999

Ok, Tornadoes 5/3/99

$749K to the City of Chickasha for repairs

Grady County has had 29 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chickasha covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Chickasha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chickasha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chickasha total about $8.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.