Natural hazards · Cedar Lake

Cedar Lake, OK natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Lake comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Lake to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes15%Cold waves12%Drought12%Hail7%Heat waves5%Everything else11%

By hazard

What Cedar Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Cold waves

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Drought

12% of expected damage

Recorded about 55 times a year in the area

Hail

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 11 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Lake flood?

FEMA's records show no paid flood insurance claims in Cedar Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Canadian County.

Disasters that hit Cedar Lake

Federal disasters declared here

None of the disasters declared for Canadian County shows FEMA aid or repair money reaching Cedar Lake itself in FEMA’s records.

Brought FEMA money into Cedar LakeDeclared for Canadian County only

Canadian County has had 32 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cedar Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.