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Natural hazards · Catoosa

Catoosa, OK natural hazards

Most of the natural-hazard damage FEMA expects in Catoosa comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1984. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Catoosa?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Catoosa to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding42%Ice storms15%Tornadoes13%Heat waves13%Cold waves9%Everything else9%
By hazard

What Catoosa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Ice storms

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Above average · higher than 62% of U.S. places
Recorded about once every 59 years in the area

Heat waves

13% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 25 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Catoosa flood?

Every paid claim on a federal flood insurance policy in Catoosa, from FEMA’s records.

6paid claims since 1984
$158Kpaid to owners
0homes flooded more than once
19842026

Biggest named events

  • Early summer storms: 1 claim, $23K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Catoosa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rogers County.

What’s been done with FEMA grants

15storm safe rooms built
Disasters that hit Catoosa

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Catoosa itself: aid to households, or repair grants to the City of Catoosa.

Brought FEMA money into CatoosaDeclared for Rogers County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

5 households applied for aid $3K aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

$125K to the City of Catoosa for repairs
2021

Severe Winter Storms

6 households applied for aid $2K aid approved
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

16 households applied for aid $9K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid
2011

Severe Winter Storm and Snowstorm

$13K to the City of Catoosa for repairs
2010

Severe Winter Storm

$6K to the City of Catoosa for repairs
2009

Severe Winter Storm

$7K to the City of Catoosa for repairs
2007

Severe Winter Storms

$184K to the City of Catoosa for repairs
2000

Severe Winter Ice Storm

$316K to the City of Catoosa for repairs
Rogers County has had 24 natural disasters declared since 1953, most often severe storms and ice storms.
Around Catoosa

Catoosa and the towns around it

Tulsa: Moderate, mostly inland floodingFair Oaks: High, mostly inland floodingTurley: High, mostly inland floodingBroken Arrow: Moderate, mostly inland floodingJenks: High, mostly inland floodingOakhurst: High, mostly inland floodingSapulpa: High, mostly inland floodingSand Springs: Moderate, mostly inland floodingBixby: High, mostly inland floodingSperry: High, mostly inland floodingCatoosa: Low, mostly inland flooding CatoosaTulsaFair Oaks
Very lowLowModerateHighVery high
Fair Oaksmostly inland floodingHigh
Tulsamostly inland floodingModerate
Catoosamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Catoosa is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Catoosa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Catoosa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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