Natural hazards · Carnegie

Carnegie, OK natural hazards

Most of the natural-hazard damage FEMA expects in Carnegie comes from inland flooding, and overall the risk is high for a U.S. community. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carnegie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carnegie to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes16%Drought14%Cold waves12%Hail6%Everything else17%

By hazard

What Carnegie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Drought

14% of expected damage

Recorded about 62 times a year in the area

Cold waves

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Hail

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carnegie flood?

FEMA's records show no paid flood insurance claims in Carnegie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carnegie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caddo County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Carnegie

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carnegie itself: aid to households, or repair grants to the Town of Carnegie.

Brought FEMA money into CarnegieDeclared for Caddo County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

25 households applied for aid $96K aid approved

2020

Severe Winter Storm

$180K to the Town of Carnegie for repairs

2016

Severe Storms and Flooding

$30K to the Town of Carnegie for repairs

2015

Severe Winter Storms and Flooding

$88K to the Town of Carnegie for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $16K aid approved

2010

Severe Winter Storm

$88K to the Town of Carnegie for repairs

2007

Severe Winter Storms

$3K to the Town of Carnegie for repairs

2007

Severe Storms, Tornadoes and Flooding

66 households applied for aid $118K aid approved $43K to the Town of Carnegie for repairs

2007

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $44 aid approved

2002

Severe Winter Ice Storm

$31K to the Town of Carnegie for repairs

2000

Severe Winter Ice Storm

$26K to the Town of Carnegie for repairs

Caddo County has had 35 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carnegie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carnegie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carnegie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.