Natural hazards · Bray

Bray, OK natural hazards

Most of the natural-hazard damage FEMA expects in Bray comes from tornadoes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bray?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bray to be higher than in 61% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes29%Inland flooding25%Cold waves8%Hail8%Wildfire7%Drought7%Everything else18%

By hazard

What Bray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

29% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

25% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hail

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 12 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Drought

7% of expected damage

Recorded about 47 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bray flood?

FEMA's records show no paid flood insurance claims in Bray.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stephens County.

Disasters that hit Bray

Federal disasters declared here

None of the disasters declared for Stephens County shows FEMA aid or repair money reaching Bray itself in FEMA’s records.

Brought FEMA money into BrayDeclared for Stephens County only

Stephens County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

Around Bray

Bray and the towns around it

Very lowLowModerateHighVery high

Braymostly tornadoesHigh

Duncanmostly tornadoesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bray is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.