Natural hazards · Blanchard

Blanchard, OK natural hazards

Most of the natural-hazard damage FEMA expects in Blanchard comes from tornadoes, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1987. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Blanchard?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blanchard to be higher than in 69% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding30%Cold waves13%Heat waves8%Hail7%Everything else11%
By hazard

What Blanchard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 44 years in the area

Inland flooding

30% of expected damage
Above average · higher than 64% of U.S. places
Recorded about once a year in the area

Cold waves

13% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 18 times a year in the area

Hail

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 12 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Blanchard flood?

Every paid claim on a federal flood insurance policy in Blanchard, from FEMA’s records.

7paid claims since 1987
$44Kpaid to owners
0homes flooded more than once
19872026

Biggest named events

  • Early summer storms: 3 claims, $30K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Blanchard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McClain County.

What’s been done with FEMA grants

370storm safe rooms built
Disasters that hit Blanchard

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blanchard itself: aid to households, or repair grants to the City of Blanchard.

Brought FEMA money into BlanchardDeclared for McClain County only
2023

Severe Storms, Straight-Line Winds, and Tornadoes

141 households applied for aid $704K aid approved
2020

Severe Winter Storm

$851K to the City of Blanchard for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

439 households applied for aid $688K aid approved $1.0M to the City of Blanchard for repairs
2013

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $5K aid approved $15K to the City of Blanchard for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

144 households applied for aid $771K aid approved $300K to the City of Blanchard for repairs
2009

Severe Winter Storm

$75K to the City of Blanchard for repairs
2007

Severe Winter Storms

$185K to the City of Blanchard for repairs
2007

Severe Storms, Tornadoes and Flooding

2 households applied for aid $436 aid approved
2007

Severe Storms, Flooding, and Tornadoes

60 households applied for aid $85K aid approved $87K to the City of Blanchard for repairs
2003

Severe Storms and Tornadoes

2 households applied for aid
2001

Severe Storms, Flooding, and Tornadoes

$20K to the City of Blanchard for repairs
2000

Severe Winter Ice Storm

$67K to the City of Blanchard for repairs
McClain County has had 35 natural disasters declared since 1953, most often severe storms and ice storms.
Around Blanchard

Blanchard and the towns around it

Newcastle: High, mostly tornadoesCole: High, mostly inland floodingBridge Creek: High, mostly tornadoesDibble: High, mostly inland floodingOklahoma City: High, mostly inland floodingGoldsby: High, mostly inland floodingTuttle: High, mostly inland floodingNorman: High, mostly inland floodingBlanchard: High, mostly tornadoes BlanchardNewcastleColeBridge CreekDibble
Very lowLowModerateHighVery high
Dibblemostly inland floodingHigh
Colemostly inland floodingHigh
Bridge Creekmostly tornadoesHigh
Newcastlemostly tornadoesHigh
Blanchardmostly tornadoesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blanchard is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Blanchard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blanchard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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