Natural hazards · Binger

Binger, OK natural hazards

Most of the natural-hazard damage FEMA expects in Binger comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Binger?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Binger to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes18%Cold waves13%Drought9%Hail6%Ice storms5%Everything else16%

By hazard

What Binger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Cold waves

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Drought

9% of expected damage

Recorded about 53 times a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 12 times a year in the area

Ice storms

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Binger flood?

FEMA's records show no paid flood insurance claims in Binger.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Binger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caddo County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Binger

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Binger itself: aid to households, or repair grants to the Town of Binger.

Brought FEMA money into BingerDeclared for Caddo County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

9 households applied for aid $40K aid approved

2020

Severe Winter Storm

$27K to the Town of Binger for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid

2007

Severe Storms, Tornadoes and Flooding

40 households applied for aid $77K aid approved $12K to the Town of Binger for repairs

2007

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2002

Severe Winter Ice Storm

$32K to the Town of Binger for repairs

Caddo County has had 35 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Binger is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Binger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Binger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.