Natural hazards · Billings

Billings, OK natural hazards

Most of the natural-hazard damage FEMA expects in Billings comes from cold waves, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Billings?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Billings to be higher than in 71% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves25%Inland flooding21%Drought19%Tornadoes17%Everything else19%

By hazard

What Billings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

25% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

21% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 2 years in the area

Drought

19% of expected damage

Recorded about 55 times a year in the area

Tornadoes

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Billings flood?

FEMA's records show no paid flood insurance claims in Billings.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Billings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Billings

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Billings itself: aid to households, or repair grants to the Town of Billings.

Brought FEMA money into BillingsDeclared for Noble County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $1K aid approved

2005

Extreme Wildfire Threat

$775 to the Town of Billings for repairs

2002

Severe Winter Ice Storm

$39K to the Town of Billings for repairs

Noble County has had 26 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Billings is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Billings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Billings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.