Natural hazards · Beaver

Beaver, OK natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from ice storms, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 84% of U.S. communities, mostly from ice storms and strong winds.

Ice storms25%Strong wind18%Tornadoes15%Inland flooding13%Cold waves12%Wildfire10%Everything else9%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

13% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 2 years in the area

Cold waves

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesHailWinter weatherHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Beaver

Federal disasters declared here

None of the disasters declared for Beaver County shows FEMA aid or repair money reaching Beaver itself in FEMA’s records.

Brought FEMA money into BeaverDeclared for Beaver County only

Beaver County has had 22 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.