Natural hazards · Arcadia

Arcadia, OK natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes19%Heat waves16%Hail10%Everything else13%

By hazard

What Arcadia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 37 years in the area

Heat waves

16% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 18 times a year in the area

Hail

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia flood?

FEMA's records show no paid flood insurance claims in Arcadia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oklahoma County.

What’s been done with FEMA grants

22storm safe rooms built

Disasters that hit Arcadia

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcadia itself: aid to households, or repair grants to the Town of Arcadia.

Brought FEMA money into ArcadiaDeclared for Oklahoma County only

2025

Wildfires and Straight-Line Winds

3 households applied for aid $8K aid approved

2021

Severe Winter Storms

5 households applied for aid

2013

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2009

Severe Storms and Tornadoes

1 household applied for aid

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $5K aid approved

2003

Severe Storms and Tornadoes

1 household applied for aid

Oklahoma County has had 42 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcadia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcadia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Arcadia, OK natural hazards

How exposed is Arcadia?

What Arcadia faces

Inland flooding

Tornadoes

Heat waves

Hail

Lower here

Not a risk here

Does Arcadia flood?

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Wildfires and Straight-Line Winds

Severe Winter Storms

Severe Storms, Tornadoes, and Flooding

Severe Storms and Tornadoes

Severe Storms, Flooding, and Tornadoes

Severe Storms and Tornadoes

How to read this page

Where to, neighbor?

Matches

Nearby