Natural hazards · Amber

Amber, OK natural hazards

Most of the natural-hazard damage FEMA expects in Amber comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amber?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amber to be higher than in 79% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding29%Tornadoes27%Cold waves15%Wildfire7%Hail6%Heat waves6%Everything else11%

By hazard

What Amber faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Cold waves

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 97% of U.S. places

Hail

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 12 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amber flood?

FEMA's records show no paid flood insurance claims in Amber.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amber isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grady County.

What’s been done with FEMA grants

17storm safe rooms built

Disasters that hit Amber

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amber itself: aid to households, or repair grants to the Town of Amber.

Brought FEMA money into AmberDeclared for Grady County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $36K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $30K aid approved

2007

Severe Winter Storms

$6K to the Town of Amber for repairs

2007

Severe Storms, Tornadoes and Flooding

1 household applied for aid

2007

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $7K aid approved

Grady County has had 29 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amber is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Amber’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Amber. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.