Natural hazards · Allen

Allen, OK natural hazards

Most of the natural-hazard damage FEMA expects in Allen comes from tornadoes, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Allen?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Allen to be higher than in 70% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes29%Inland flooding23%Wildfire9%Cold waves8%Hail7%Heat waves7%Everything else17%

By hazard

What Allen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

29% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

23% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Wildfire

9% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 8 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 20 times a year in the area

Lower here

HurricanesWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Allen flood?

FEMA's records show no paid flood insurance claims in Allen.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Allen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pontotoc County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Allen

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Allen itself: aid to households, or repair grants to the Town of Allen.

Brought FEMA money into AllenDeclared for Pontotoc County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

15 households applied for aid $57K aid approved

2021

Severe Winter Storms

2 households applied for aid $8K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

13 households applied for aid $20K aid approved

2010

Severe Winter Storm

$12K to the Town of Allen for repairs

2009

Severe Winter Storm

$4K to the Town of Allen for repairs

2007

Severe Winter Storms

$6K to the Town of Allen for repairs

2007

Severe Storms, Flooding, and Tornadoes

6 households applied for aid $15K aid approved

2003

Severe Storms and Tornadoes

2 households applied for aid

2000

Severe Winter Ice Storm

$163K to the Town of Allen for repairs

Pontotoc County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Allen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Allen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Allen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Allen, OK natural hazards

How exposed is Allen?

What Allen faces

Tornadoes

Inland flooding

Wildfire

Cold waves

Hail

Heat waves

Lower here

Not a risk here

Does Allen flood?

What’s been done with FEMA grants

9 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Winter Storms

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Winter Storm

Severe Winter Storm

Severe Winter Storms

Severe Storms, Flooding, and Tornadoes

Severe Storms and Tornadoes

Severe Winter Ice Storm

How to read this page

Where to, neighbor?

Matches

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