Natural hazards · Albany

Albany, OK natural hazards

Most of the natural-hazard damage FEMA expects in Albany comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albany?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albany to be higher than in 58% of U.S. communities, mostly from drought and tornadoes.

Drought38%Tornadoes21%Inland flooding19%Heat waves7%Cold waves5%Everything else10%

By hazard

What Albany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

38% of expected damage

Recorded about 45 times a year in the area

Tornadoes

21% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

19% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 21 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albany flood?

FEMA's records show no paid flood insurance claims in Albany.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Albany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bryan County.

Disasters that hit Albany

Federal disasters declared here

None of the disasters declared for Bryan County shows FEMA aid or repair money reaching Albany itself in FEMA’s records.

Brought FEMA money into AlbanyDeclared for Bryan County only

Bryan County has had 19 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albany is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Albany’s own flood-insurance community; household aid to the registrant’s city; repair grants to Albany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.