Natural hazards · Zanesfield

Zanesfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Zanesfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2008. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Zanesfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Zanesfield to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes14%Cold waves8%Hail6%Everything else12%

By hazard

What Zanesfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 15 years in the area

Cold waves

8% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Zanesfield flood?

Every paid claim on a federal flood insurance policy in Zanesfield, from FEMA’s records.

1paid claims since 2008

$2Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

March storm: 1 claim, $2K

of all homes
are insured

No community discount. Zanesfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Zanesfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Zanesfield itself: aid to households, or repair grants to the Village of Zanesfield.

Brought FEMA money into ZanesfieldDeclared for Logan County only

2012

Severe Storms and Straight-Line Winds

$2K to the Village of Zanesfield for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

61 households applied for aid $36K aid approved

2004

Snow

$900 to the Village of Zanesfield for repairs

2003

Severe Storms and Flooding

1 household applied for aid

Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Zanesfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Zanesfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Zanesfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.