Natural hazards · Zane

Zane, OH natural hazards

Most of the natural-hazard damage FEMA expects in Zane comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Zane?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Zane to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes14%Cold waves8%Hail6%Everything else12%

By hazard

What Zane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 15 years in the area

Cold waves

8% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Zane flood?

FEMA's records show no paid flood insurance claims in Zane.

of all homes
are insured

No community discount. Zane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Zane

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Zane itself: aid to households, or repair grants to the Township of Zane.

Brought FEMA money into ZaneDeclared for Logan County only

2004

Severe Winter Storms, Flooding, and Mudslides

$10K to the Township of Zane for repairs

2004

Snow

$2K to the Township of Zane for repairs

Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Zane

Zane and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingLow

Zanemostly inland floodingVery low

Monroemostly inland floodingVery low

Perrymostly inland floodingVery low

Allenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Zane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Zane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Zane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.