Natural hazards · Wyoming

Wyoming, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wyoming comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wyoming?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wyoming to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes22%Heat waves11%Cold waves7%Everything else7%

By hazard

What Wyoming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 88% of U.S. places

Heat waves

11% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wyoming flood?

Every paid claim on a federal flood insurance policy in Wyoming, from FEMA’s records.

7paid claims since 2003

$42Kpaid to owners

1homes flooded more than once

20032026

Biggest named events

March storm: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wyoming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Wyoming

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wyoming itself: aid to households, or repair grants to the City of Wyoming.

Brought FEMA money into WyomingDeclared for Hamilton County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$194K to the City of Wyoming for repairs

2004

Snow

$17K to the City of Wyoming for repairs

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Wyoming

Wyoming and the towns around it

Very lowLowModerateHighVery high

Locklandmostly inland floodingModerate

Cincinnatimostly inland floodingLow

Wyomingmostly inland floodingLow

Springfieldmostly inland floodingLow

Finneytownmostly inland floodingLow

Woodlawnmostly inland floodingVery low

Lincoln Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wyoming covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Wyoming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wyoming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wyoming total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.