Natural hazards · Windsor

Windsor, OH natural hazards

Most of the natural-hazard damage FEMA expects in Windsor comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Windsor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windsor to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes16%Strong wind8%Everything else13%

By hazard

What Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 57 years in the area

Strong wind

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Windsor flood?

FEMA's records show no paid flood insurance claims in Windsor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Windsor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Windsor itself: aid to households, or repair grants to the Township of Windsor.

Brought FEMA money into WindsorDeclared for Ashtabula County only

2006

Severe Storms, Straight Line Winds, and Flooding

1 household applied for aid

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Windsor

Windsor and the towns around it

Very lowLowModerateHighVery high

Windsormostly inland floodingLow

Hartsgrovemostly inland floodingLow

Huntsburgmostly inland floodingLow

Mesopotamiamostly inland floodingVery low

Orwellmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windsor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Windsor total about $712K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.