Natural hazards · Willowick

Willowick, OH natural hazards

Most of the natural-hazard damage FEMA expects in Willowick comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willowick?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willowick to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes11%Cold waves6%Strong wind5%Everything else13%

By hazard

What Willowick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 51% of U.S. places

Cold waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willowick flood?

Every paid claim on a federal flood insurance policy in Willowick, from FEMA’s records.

15paid claims since 1978

$164Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Late winter storms: 1 claim, $50K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willowick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Willowick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willowick itself: aid to households, or repair grants to the City of Willowick.

Brought FEMA money into WillowickDeclared for Lake County only

2008

Record Snow and Near Record Snow

$33K to the City of Willowick for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

1,041 households applied for aid $1.3M aid approved $85K to the City of Willowick for repairs

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Willowick

Willowick and the towns around it

Very lowLowModerateHighVery high

Willoughbymostly inland floodingVery low

Eastlakemostly inland floodingVery low

Euclidmostly inland floodingVery low

Willowickmostly inland floodingVery low

Wickliffemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willowick covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Willowick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willowick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Willowick total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.