Natural hazards · Willard

Willard, OH natural hazards

Most of the natural-hazard damage FEMA expects in Willard comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willard to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes16%Strong wind7%Lightning6%Hail6%Everything else12%

By hazard

What Willard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Above average · higher than 74% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Above average · higher than 63% of U.S. places

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willard flood?

FEMA's records show no paid flood insurance claims in Willard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Willard

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willard itself: aid to households, or repair grants to the City of Willard.

Brought FEMA money into WillardDeclared for Huron County only

2008

Record Snow and Near Record Snow

$19K to the City of Willard for repairs

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

4 households applied for aid $2K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

104 households applied for aid $114K aid approved $28K to the City of Willard for repairs

2004

Snow

$11K to the City of Willard for repairs

Huron County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Willard

Willard and the towns around it

Very lowLowModerateHighVery high

Greenfieldmostly inland floodingLow

Norwichmostly inland floodingLow

Richmondmostly inland floodingLow

Willardmostly inland floodingVery low

New Havenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.