Natural hazards · Wilberforce

Wilberforce, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wilberforce comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wilberforce?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilberforce to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves23%Tornadoes12%Earthquakes7%Everything else13%
By hazard

What Wilberforce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Cold waves

23% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

12% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 70 years in the area

Earthquakes

7% of expected damage
Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wilberforce flood?

FEMA's records show no paid flood insurance claims in Wilberforce.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wilberforce isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.
Disasters that hit Wilberforce

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Wilberforce itself in FEMA’s records.

Brought FEMA money into WilberforceDeclared for Greene County only
Greene County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
Around Wilberforce

Wilberforce and the towns around it

Xenia: Very low, mostly inland floodingCedarville: Very low, mostly inland floodingXenia: Very low, mostly inland floodingBeavercreek: Very low, mostly inland floodingCaesarscreek: Very low, mostly inland floodingSpring Valley: Low, mostly inland floodingNew Jasper: Very low, mostly inland floodingMiami: Low, mostly inland floodingBath: Very low, mostly inland floodingFairborn: Very low, mostly inland floodingRoss: Very low, mostly inland floodingGreen: Very low, mostly inland floodingSugarcreek: Low, mostly inland floodingWilberforce: Very low, mostly inland flooding WilberforceXeniaCedarvilleXenia
Very lowLowModerateHighVery high
Xeniamostly inland floodingVery low
Cedarvillemostly inland floodingVery low
Wilberforcemostly inland floodingVery low
Xeniamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilberforce is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wilberforce’s own flood-insurance community; household aid to the registrant’s city; repair grants to Wilberforce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01