Natural hazards · Whitehall

Whitehall, OH natural hazards

Most of the natural-hazard damage FEMA expects in Whitehall comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 44 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Whitehall?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitehall to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves16%Tornadoes10%Heat waves9%Earthquakes5%Everything else5%
By hazard

What Whitehall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 4 times a year in the area

Cold waves

16% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 60% of U.S. places

Heat waves

9% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 56% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Whitehall flood?

Every paid claim on a federal flood insurance policy in Whitehall, from FEMA’s records.

44paid claims since 1979
$250Kpaid to owners
3homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Whitehall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Whitehall

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Whitehall itself: aid to households, or repair grants to the City of Whitehall.

Brought FEMA money into WhitehallDeclared for Franklin County only
2012

Severe Storms and Straight-Line Winds

$20K to the City of Whitehall for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$105K to the City of Whitehall for repairs
2008

Record Snow and Near Record Snow

$22K to the City of Whitehall for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

23 households applied for aid $17K aid approved $43K to the City of Whitehall for repairs
2004

Snow

$23K to the City of Whitehall for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid $6K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

7 households applied for aid $9K aid approved
2003

Severe Winter Storm and Record/Near Record Snow

$15K to the City of Whitehall for repairs
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitehall covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Whitehall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Whitehall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Whitehall total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01