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Natural hazards · West Milton

West Milton, OH natural hazards

Most of the natural-hazard damage FEMA expects in West Milton comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Milton?

18
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Milton to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes17%Cold waves8%Earthquakes7%Strong wind6%Everything else11%
By hazard

What West Milton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 77% of U.S. places

Cold waves

8% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 63% of U.S. places

Strong wind

6% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Milton flood?

FEMA's records show no paid flood insurance claims in West Milton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. West Milton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Miami County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit West Milton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Milton itself: aid to households, or repair grants to the Village of West Milton.

Brought FEMA money into West MiltonDeclared for Miami County only
2024

Tornadoes

6 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

28 households applied for aid $622 aid approved
2008

Severe Wind Storm Associated With Tropical Depression Ike

$20K to the Village of West Milton for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid
2004

Snow

$7K to the Village of West Milton for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$6K to the Village of West Milton for repairs
Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around West Milton

West Milton and the towns around it

Union: Very low, mostly inland floodingUnion: Very low, mostly inland floodingMonroe: Low, mostly inland floodingNewton: Low, mostly inland floodingMonroe: Very low, mostly inland floodingConcord: Low, mostly inland floodingButler: Very low, mostly inland floodingClayton: Very low, mostly inland floodingDayton: Low, mostly inland floodingEnglewood: Very low, mostly inland floodingWest Milton: Very low, mostly inland flooding West MiltonUnionUnion
Very lowLowModerateHighVery high
West Miltonmostly inland floodingVery low
Unionmostly inland floodingVery low
Unionmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Milton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to West Milton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of West Milton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Milton total about $869K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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