Natural hazards · Wellington

Wellington, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wellington comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wellington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellington to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes17%Cold waves8%Strong wind5%Everything else12%

By hazard

What Wellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 95 years in the area

Cold waves

8% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wellington flood?

Every paid claim on a federal flood insurance policy in Wellington, from FEMA’s records.

1paid claims since 1978

$4Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wellington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lorain County.

Disasters that hit Wellington

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wellington itself: aid to households, or repair grants to the Village of Wellington.

Brought FEMA money into WellingtonDeclared for Lorain County only

2004

Severe Storms and Flooding

39 households applied for aid $35K aid approved

Lorain County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Wellington

Wellington and the towns around it

Very lowLowModerateHighVery high

Wellingtonmostly inland floodingVery low

Huntingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellington covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wellington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Wellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wellington total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.