Natural hazards · Webster

Webster, OH natural hazards

Most of the natural-hazard damage FEMA expects in Webster comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 38 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Webster?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Webster to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes10%Everything else12%

By hazard

What Webster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 36 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Webster flood?

Every paid claim on a federal flood insurance policy in Webster, from FEMA’s records.

38paid claims since 1979

$411Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Webster isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Webster

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Webster itself in FEMA’s records.

Brought FEMA money into WebsterDeclared for Wood County only

Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Webster

Webster and the towns around it

Very lowLowModerateHighVery high

Webstermostly inland floodingHigh

Freedommostly inland floodingHigh

Middletonmostly inland floodingHigh

Centermostly inland floodingLow

Troymostly inland floodingLow

Perrysburgmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Webster covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Webster’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Webster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Webster total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.