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Natural hazards · Wayne

Wayne, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wayne comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wayne?

8
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayne to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding44%Tornadoes14%Drought11%Strong wind7%Cold waves7%Earthquakes5%Everything else12%
By hazard

What Wayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

14% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 17 years in the area

Drought

11% of expected damage
Recorded about 2 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 50% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wayne flood?

FEMA's records show no paid flood insurance claims in Wayne.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wayne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clinton County.
Disasters that hit Wayne

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Wayne itself in FEMA’s records.

Brought FEMA money into WayneDeclared for Clinton County only
Clinton County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.
Around Wayne

Wayne and the towns around it

Green: Very low, mostly inland floodingRichland: Low, mostly inland floodingFairfield: Low, mostly inland floodingClark: Very low, mostly inland floodingUnion: Very low, mostly inland floodingWashington: Very low, mostly inland floodingUnion: Low, mostly inland floodingPenn: Low, mostly inland floodingWilson: Low, mostly inland floodingJasper: Low, mostly inland floodingMadison: Very low, mostly inland floodingPaint: Low, mostly inland floodingGreen: Low, mostly inland floodingWayne: Very low, mostly inland flooding WayneGreenRichlandFairfield
Very lowLowModerateHighVery high
Richlandmostly inland floodingLow
Fairfieldmostly inland floodingLow
Waynemostly inland floodingVery low
Greenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayne is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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You’re in Wayne, OHClinton CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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