Natural hazards · Waverly

Waverly, OH natural hazards

Most of the natural-hazard damage FEMA expects in Waverly comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 30 claims here since 1997. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waverly?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding65%Heat waves9%Tornadoes7%Strong wind6%Everything else13%

By hazard

What Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 94 years in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waverly flood?

Every paid claim on a federal flood insurance policy in Waverly, from FEMA’s records.

30paid claims since 1997

$826Kpaid to owners

3homes flooded more than once

19972026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waverly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Waverly

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waverly itself: aid to households, or repair grants to the Village of Waverly.

Brought FEMA money into WaverlyDeclared for Pike County only

2004

Severe Winter Storms, Flooding, and Mudslides

19 households applied for aid $34K aid approved $54K to the Village of Waverly for repairs

2003

Severe Storms and Flooding

27 households applied for aid $62K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

33 households applied for aid $17K aid approved

Pike County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waverly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.