Housing in Waterloo

A typical Waterloo home is worth roughly $144,000

Typical home value

$144K

OH $249K

Estimate

2-bedroom rent

$1,130

a month, utilities in · HUD

Median tax bill

$1,423

OH $2,822

What kind of housing town is Waterloo?

Read from the numbers below. The page puts what stands out first.

Your money goes further42% below the Ohio typical home.A town of owners94% of households own their home.

★ What stands out · Affordability

A typical home costs 2.1 years of income

Less than across Ohio (3.5 years). Try your own numbers below.

You could afford about

$258,000

Typical Waterloo home $144K

That covers a typical Waterloo home, with $114K to spare.

The typical home, each month

$870

Loan $710Tax $120Insurance $40

A two-bedroom rents for about $1,130 a month here, $260 more than owning.

Where your budget reaches nearby

Athens$247K York$125K Knox$119K Lee$216K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Waterloo’s typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

94% of Waterloo households own their home

Half of Waterloo’s homes were built before 1991.

Owners and renters

Own 94%Rent 6%

Ohio: 67% own.

1991

typical home built · OH 1970

$1,423

median property tax bill · OH $2,822

0.99%

of a home’s value, a year in tax · OH 1.31%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,130

Fair Market Rent a month, utilities included

Studio$920

1 bedroom$930

2 bedrooms$1,130

3 bedrooms$1,380

4 bedrooms$1,570

of households rent · OH 33%

renter households

of renters spend 30%+ of income on rent · OH 46%

20%

of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Athens County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Waterloo vs. its neighbors

Waterloo is the 3rd least expensive of 5 neighboring towns. Tap one to see its housing page.

Athens$247K Lee$216K Waterloo$144K York$125K Knox$119K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Waterloo	$144K*	—	$1,130	—	$67,188
Athens	$247K	+3.7%	$1,250	111	$48,696
York	$125K*	—	$980	—	$56,208
Knox	$119K*	+2.4%†	$1,030	—	$63,487
Lee	$216K*	+3.1%†	$1,070	—	$81,761

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Waterloo buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Waterloo still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.