Natural hazards · Ward

Ward, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ward comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 46 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ward?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ward to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Ward faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ward flood?

Every paid claim on a federal flood insurance policy in Ward, from FEMA’s records.

46paid claims since 1990

$566Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Tropical Storm Ivan: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ward isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hocking County.

Disasters that hit Ward

Federal disasters declared here

None of the disasters declared for Hocking County shows FEMA aid or repair money reaching Ward itself in FEMA’s records.

Brought FEMA money into WardDeclared for Hocking County only

Hocking County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Ward

Ward and the towns around it

Very lowLowModerateHighVery high

Nelsonvillemostly inland floodingVery high

Buchtelmostly inland floodingVery high

Trimblemostly inland floodingVery high

Yorkmostly inland floodingVery high

Wardmostly inland floodingVery high

Greenmostly inland floodingHigh

Coalmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ward covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ward’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Ward. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ward total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.