Natural hazards · Wapakoneta

Wapakoneta, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wapakoneta comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 23 claims here since 1990. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wapakoneta?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wapakoneta to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding60%Earthquakes13%Tornadoes11%Everything else16%
By hazard

What Wapakoneta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

13% of expected damage
Well above average · higher than 78% of U.S. places

Tornadoes

11% of expected damage
Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wapakoneta flood?

Every paid claim on a federal flood insurance policy in Wapakoneta, from FEMA’s records.

23paid claims since 1990
$518Kpaid to owners
4homes flooded more than once
19902026

Biggest named events

  • Late winter storms: 3 claims, $85K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Wapakoneta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Auglaize County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Wapakoneta

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wapakoneta itself: aid to households, or repair grants to the City of Wapakoneta.

Brought FEMA money into WapakonetaDeclared for Auglaize County only
2024

Tornadoes

40 households applied for aid $42K aid approved
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

21 households applied for aid $56K aid approved
2012

Severe Storms and Straight-Line Winds

$68K to the City of Wapakoneta for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

704 households applied for aid $468K aid approved $90K to the City of Wapakoneta for repairs
2003

Severe Storms and Flooding

4 households applied for aid $1K aid approved
Auglaize County has had 10 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Wapakoneta

Wapakoneta and the towns around it

Duchouquet: Moderate, mostly inland floodingPusheta: Low, mostly inland floodingLogan: Moderate, mostly inland floodingShawnee: Moderate, mostly inland floodingMoulton: Moderate, mostly inland floodingFort Shawnee: Moderate, mostly inland floodingUnion: Low, mostly inland floodingWashington: Low, mostly inland floodingClay: Low, mostly inland floodingDinsmore: Very low, mostly inland floodingWapakoneta: Moderate, mostly inland flooding WapakonetaDuchouquetPusheta
Very lowLowModerateHighVery high
Duchouquetmostly inland floodingModerate
Wapakonetamostly inland floodingModerate
Pushetamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wapakoneta covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wapakoneta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wapakoneta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wapakoneta total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01