Natural hazards · Waite Hill

Waite Hill, OH natural hazards

Most of the natural-hazard damage FEMA expects in Waite Hill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waite Hill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waite Hill to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes7%Everything else15%

By hazard

What Waite Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waite Hill flood?

Every paid claim on a federal flood insurance policy in Waite Hill, from FEMA’s records.

1paid claims since 2006

$14Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waite Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Waite Hill

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Waite Hill itself in FEMA’s records.

Brought FEMA money into Waite HillDeclared for Lake County only

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Waite Hill

Waite Hill and the towns around it

Very lowLowModerateHighVery high

Willoughby Hillsmostly inland floodingLow

Kirtlandmostly inland floodingLow

Waite Hillmostly inland floodingVery low

Willoughbymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waite Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waite Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Waite Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.