Natural hazards · Versailles

Versailles, OH natural hazards

Most of the natural-hazard damage FEMA expects in Versailles comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1989. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Versailles?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Versailles to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes21%Earthquakes11%Strong wind5%Everything else6%
By hazard

What Versailles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 45 years in the area

Earthquakes

11% of expected damage
Well above average · higher than 76% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Versailles flood?

Every paid claim on a federal flood insurance policy in Versailles, from FEMA’s records.

1paid claims since 1989
$2Kpaid to owners
0homes flooded more than once
19892026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Versailles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Darke County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Versailles

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Versailles itself: aid to households, or repair grants to the Village of Versailles.

Brought FEMA money into VersaillesDeclared for Darke County only
2024

Tornadoes

2 households applied for aid
2004

Severe Winter Storms, Flooding, and Mudslides

114 households applied for aid $55K aid approved $39K to the Village of Versailles for repairs
2004

Snow

$10K to the Village of Versailles for repairs
2003

Severe Storms and Flooding

2 households applied for aid $2K aid approved
2003

Severe Winter Storm and Record/Near Record Snow

$4K to the Village of Versailles for repairs
Darke County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Versailles covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Versailles’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Versailles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Versailles total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Versailles, OHView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Versailles is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01