Natural hazards · Valley

Valley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Valley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valley to be higher than in 32% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding67%Heat waves15%Tornadoes5%Strong wind5%Everything else8%

By hazard

What Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Heat waves

15% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 58 years in the area

Strong wind

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valley flood?

Every paid claim on a federal flood insurance policy in Valley, from FEMA’s records.

3paid claims since 1997

$23Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scioto County.

Disasters that hit Valley

Federal disasters declared here

None of the disasters declared for Scioto County shows FEMA aid or repair money reaching Valley itself in FEMA’s records.

Brought FEMA money into ValleyDeclared for Scioto County only

Scioto County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Valley

Valley and the towns around it

Very lowLowModerateHighVery high

Morganmostly inland floodingHigh

Rushmostly inland floodingHigh

Claymostly inland floodingModerate

Jeffersonmostly inland floodingModerate

Valleymostly inland floodingLow

Lucasvillemostly inland floodingLow

Sciotomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Valley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Valley total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.