Natural hazards · Upper Sandusky

Upper Sandusky, OH natural hazards

Most of the natural-hazard damage FEMA expects in Upper Sandusky comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Upper Sandusky?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Sandusky to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes16%Cold waves9%Hail7%Strong wind7%Everything else12%

By hazard

What Upper Sandusky faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Upper Sandusky flood?

Every paid claim on a federal flood insurance policy in Upper Sandusky, from FEMA’s records.

1paid claims since 1981

$2Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Upper Sandusky isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wyandot County.

Disasters that hit Upper Sandusky

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Upper Sandusky itself: aid to households, or repair grants to the City of Upper Sandusky.

Brought FEMA money into Upper SanduskyDeclared for Wyandot County only

2012

Severe Storms and Straight-Line Winds

$24K to the City of Upper Sandusky for repairs

2008

Record Snow and Near Record Snow

$9K to the City of Upper Sandusky for repairs

2007

Severe Storms, Flooding, and Tornadoes

190 households applied for aid $315K aid approved $28K to the City of Upper Sandusky for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

68 households applied for aid $38K aid approved $35K to the City of Upper Sandusky for repairs

2004

Snow

$10K to the City of Upper Sandusky for repairs

Wyandot County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Upper Sandusky

Upper Sandusky and the towns around it

Very lowLowModerateHighVery high

Cranemostly inland floodingModerate

Upper Sanduskymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Sandusky covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Upper Sandusky’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Upper Sandusky. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upper Sandusky total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.