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Natural hazards · Twin

Twin, OH natural hazards

Most of the natural-hazard damage FEMA expects in Twin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Twin?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Twin to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding69%Lightning6%Tornadoes6%Heat waves6%Everything else13%
By hazard

What Twin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 2 times a year in the area

Lightning

6% of expected damage
Below average · higher than 35% of U.S. places

Tornadoes

6% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once every 29 years in the area

Heat waves

6% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Twin flood?

Every paid claim on a federal flood insurance policy in Twin, from FEMA’s records.

2paid claims since 1992
$11Kpaid to owners
0homes flooded more than once
19922026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Twin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ross County.
Disasters that hit Twin

Federal disasters declared here

None of the disasters declared for Ross County shows FEMA aid or repair money reaching Twin itself in FEMA’s records.

Brought FEMA money into TwinDeclared for Ross County only
Ross County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Twin

Twin and the towns around it

Huntington: Moderate, mostly inland floodingUnion: Very low, mostly inland floodingConcord: Low, mostly inland floodingBuckskin: Moderate, mostly inland floodingPaxton: Moderate, mostly inland floodingPaint: Moderate, mostly inland floodingScioto: Low, mostly inland floodingFranklin: High, mostly inland floodingPebble: High, mostly inland floodingMassieville: High, mostly inland floodingPee Pee: Low, mostly inland floodingGreen: Very low, mostly inland floodingPickaway: Low, mostly inland floodingDeerfield: Low, mostly inland floodingSpringfield: Moderate, mostly inland floodingWayne: Low, mostly inland floodingWayne: Low, mostly inland floodingMadison: Very low, mostly inland floodingGreenfield: Very low, mostly inland floodingPerry: Low, mostly inland floodingPaint: Low, mostly inland floodingPerry: Moderate, mostly inland floodingLiberty: High, mostly inland floodingChillicothe: Low, mostly inland floodingTwin: Moderate, mostly inland flooding TwinHuntingtonUnionConcordBuckskinPaxtonPaintScioto
Very lowLowModerateHighVery high
Huntingtonmostly inland floodingModerate
Buckskinmostly inland floodingModerate
Paintmostly inland floodingModerate
Twinmostly inland floodingModerate
Paxtonmostly inland floodingModerate
Sciotomostly inland floodingLow
Concordmostly inland floodingLow
Unionmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Twin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Twin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Twin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Twin total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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