Natural hazards · Truro

Truro, OH natural hazards

Most of the natural-hazard damage FEMA expects in Truro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 114 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Truro?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Truro to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves16%Heat waves9%Tornadoes9%Everything else7%

By hazard

What Truro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 4 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 4 times a year in the area

Heat waves

9% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 62% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Truro flood?

Every paid claim on a federal flood insurance policy in Truro, from FEMA’s records.

114paid claims since 1979

$1.3Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Fred: 1 claim, $11K
Not a named storm: 1 claim, $508

of homes in flood zones
are insured

of all homes
are insured

No community discount. Truro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Truro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Truro itself: aid to households, or repair grants to the Township of Truro.

Brought FEMA money into TruroDeclared for Franklin County only

2012

Severe Storms and Straight-Line Winds

$2K to the Township of Truro for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$871 to the Township of Truro for repairs

Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Truro

Truro and the towns around it

Very lowLowModerateHighVery high

Blacklick Estatesmostly inland floodingHigh

Madisonmostly inland floodingModerate

Violetmostly inland floodingLow

Columbusmostly inland floodingLow

Truromostly inland floodingLow

Reynoldsburgmostly inland floodingLow

Jeffersonmostly inland floodingLow

Etnamostly inland floodingVery low

Bricemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Truro covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Truro’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Truro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Truro total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.