Housing in Troy

A typical Troy home is worth roughly $174,000

#92Cheapest rent in OH #112Vacation-home towns in OH All OH rankings →

Typical home value

$174K

OH $249K

Estimate

2-bedroom rent

$980

a month, utilities in · HUD

Median tax bill

$1,769

OH $2,822

What kind of housing town is Troy?

Read from the numbers below. The page puts what stands out first.

Rent is cheap#92 in OH for the cheapest rent.Your money goes further30% below the Ohio typical home.

★ What stands out · Renting

A two-bedroom rents for about $980

Renters already here pay a median of $748, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$800

1 bedroom$810

2 bedrooms$980

3 bedrooms$1,210

4 bedrooms$1,400

14%

of households rent · OH 33%

105

renter households

31%

of renters spend 30%+ of income on rent · OH 46%

21%

of the median income, for a two-bedroom

$748

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Athens County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Affordability

A typical home costs 3.1 years of income

Less than across Ohio (3.5 years). Try your own numbers below.

You could afford about

$214,000

Typical Troy home $174K

That covers a typical Troy home, with $41K to spare.

The typical home, each month

$1,060

Loan $860Tax $150Insurance $50

A two-bedroom rents for about $980 a month here, $80 less than owning.

Where your budget reaches nearby

Carthage$135K Olive$112K Decatur$124K Rome$90K Belpre$188K

How Troy ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Troy’s typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

87% of Troy households own their home

Half of Troy’s homes were built before 1979.

Owners and renters

Own 87%Rent 14%

Ohio: 67% own.

1979

typical home built · OH 1970

$1,769

median property tax bill · OH $2,822

1.02%

of a home’s value, a year in tax · OH 1.31%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Troy vs. its neighbors

Troy is the 2nd priciest of 6 neighboring towns. Tap one to see its housing page.

Belpre$188K Troy$174K Carthage$135K Decatur$124K Olive$112K Rome$90K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
Troy	$174K*	—	$980	$56,389
Carthage	$135K*	—	$1,030	$53,670
Olive	$112K*	—	$980	$50,996
Decatur	$124K*	—	$1,190	$72,554
Rome	$90K*	—	$1,130	$55,399
Belpre	$188K	+0.8%	$1,180	$78,696

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Troy buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Troy still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.