Natural hazards · Tod

Tod, OH natural hazards

Most of the natural-hazard damage FEMA expects in Tod comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tod?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tod to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves9%Tornadoes8%Everything else18%

By hazard

What Tod faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tod flood?

FEMA's records show no paid flood insurance claims in Tod.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tod isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Tod

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tod itself: aid to households, or repair grants to the Township of Tod.

Brought FEMA money into TodDeclared for Crawford County only

2004

Severe Winter Storms, Flooding, and Mudslides

$2K to the Township of Tod for repairs

2004

Snow

$992 to the Township of Tod for repairs

Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Tod

Tod and the towns around it

Very lowLowModerateHighVery high

Bucyrusmostly inland floodingHigh

Todmostly inland floodingHigh

Dallasmostly inland floodingHigh

Holmesmostly inland floodingHigh

Texasmostly inland floodingHigh

Edenmostly inland floodingModerate

Antrimmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tod is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tod’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Tod. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.