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Natural hazards · Tipp

Tipp, OH natural hazards

Most of the natural-hazard damage FEMA expects in Tipp comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 2004. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tipp?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tipp to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes15%Cold waves6%Strong wind5%Earthquakes5%Everything else9%
By hazard

What Tipp faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 77% of U.S. places

Cold waves

6% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 5 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tipp flood?

Every paid claim on a federal flood insurance policy in Tipp, from FEMA’s records.

6paid claims since 2004
$46Kpaid to owners
0homes flooded more than once
20042026

Biggest named events

  • Tropical Storm Ivan: 1 claim, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Tipp isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Miami County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Tipp

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tipp itself: aid to households, or repair grants to the City of Tipp.

Brought FEMA money into TippDeclared for Miami County only
2024

Tornadoes

2 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

2 households applied for aid
2012

Severe Storms and Straight-Line Winds

$16K to the City of Tipp for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$84K to the City of Tipp for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

3 households applied for aid $772 aid approved
2004

Snow

$16K to the City of Tipp for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$9K to the City of Tipp for repairs
Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around Tipp

Tipp and the towns around it

Monroe: Very low, mostly inland floodingBethel: Very low, mostly inland floodingStaunton: Moderate, mostly inland floodingUnion: Very low, mostly inland floodingConcord: Low, mostly inland floodingButler: Very low, mostly inland floodingVandalia: Very low, mostly inland floodingUnion: Very low, mostly inland floodingHuber Heights: Very low, mostly inland floodingBethel: Low, mostly inland floodingBrandt: Very low, mostly inland floodingElizabeth: Low, mostly inland floodingNew Carlisle: High, mostly inland floodingPark Layne: Very low, mostly inland floodingTroy: Moderate, mostly inland floodingPiqua: Moderate, mostly inland floodingSpringcreek: Very low, mostly inland floodingLostcreek: Low, mostly inland floodingTipp City: Low, mostly inland flooding Tipp CityMonroeBethelStaunton
Very lowLowModerateHighVery high
Stauntonmostly inland floodingModerate
Tipp Citymostly inland floodingLow
Monroemostly inland floodingVery low
Bethelmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tipp covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Tipp’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tipp. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tipp total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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