Natural hazards · Timberlake

Timberlake, OH natural hazards

Most of the natural-hazard damage FEMA expects in Timberlake comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Timberlake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Timberlake to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes11%Cold waves6%Strong wind6%Everything else13%

By hazard

What Timberlake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 51% of U.S. places

Cold waves

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Timberlake flood?

FEMA's records show no paid flood insurance claims in Timberlake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Timberlake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Timberlake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Timberlake itself: aid to households, or repair grants to the Village of Timberlake.

Brought FEMA money into TimberlakeDeclared for Lake County only

2006

Severe Storms, Straight Line Winds, and Flooding

21 households applied for aid $42K aid approved

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Timberlake

Timberlake and the towns around it

Very lowLowModerateHighVery high

Eastlakemostly inland floodingVery low

Timberlakemostly inland floodingVery low

Lakelinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Timberlake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Timberlake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Timberlake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.