Natural hazards · Tiffin

Tiffin, OH natural hazards

Most of the natural-hazard damage FEMA expects in Tiffin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 59 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tiffin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tiffin to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes7%Everything else15%

By hazard

What Tiffin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tiffin flood?

Every paid claim on a federal flood insurance policy in Tiffin, from FEMA’s records.

59paid claims since 1981

$1.2Mpaid to owners

8homes flooded more than once

19812026

Biggest named events

Late winter storms: 16 claims, $541K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tiffin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Tiffin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tiffin itself: aid to households, or repair grants to the City of Tiffin.

Brought FEMA money into TiffinDeclared for Seneca County only

2007

Severe Storms, Flooding, and Tornadoes

53 households applied for aid $117K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

$22K to the City of Tiffin for repairs

2004

Snow

$26K to the City of Tiffin for repairs

2002

Severe Storms and Tornadoes

42 households applied for aid $3K aid approved

Seneca County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Tiffin

Tiffin and the towns around it

Very lowLowModerateHighVery high

Tiffinmostly inland floodingHigh

Clintonmostly inland floodingLow

Hopewellmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tiffin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tiffin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tiffin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tiffin total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.