Natural hazards · Thurston

Thurston, OH natural hazards

Most of the natural-hazard damage FEMA expects in Thurston comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thurston?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thurston to be higher than in 22% of U.S. communities, mostly from inland flooding and drought.

Inland flooding54%Drought18%Tornadoes7%Heat waves5%Everything else17%

By hazard

What Thurston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Drought

18% of expected damage

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 76 years in the area

Heat waves

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thurston flood?

FEMA's records show no paid flood insurance claims in Thurston.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thurston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfield County.

Disasters that hit Thurston

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Thurston itself: aid to households, or repair grants to the Village of Thurston.

Brought FEMA money into ThurstonDeclared for Fairfield County only

2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid

Fairfield County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thurston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Thurston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Thurston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.