Natural hazards · Summerfield

Summerfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Summerfield comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Summerfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summerfield to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes8%Everything else22%

By hazard

What Summerfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 26 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Summerfield flood?

FEMA's records show no paid flood insurance claims in Summerfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Summerfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Summerfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Summerfield itself: aid to households, or repair grants to the Village of Summerfield.

Brought FEMA money into SummerfieldDeclared for Noble County only

2011

Severe Storms and Flooding

$6K to the Village of Summerfield for repairs

2004

Severe Storms and Flooding

7 households applied for aid $15K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Village of Summerfield for repairs

Noble County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summerfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Summerfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Summerfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Summerfield, OH natural hazards

How exposed is Summerfield?

What Summerfield faces

Inland flooding

Tornadoes

Lower here

Not a risk here

Does Summerfield flood?

3 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

Severe Winter Storm and Record/Near Record Snow

How to read this page

Where to, neighbor?

Matches

Nearby