Natural hazards · Sullivan

Sullivan, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sullivan comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2023. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sullivan?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sullivan to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes12%Strong wind7%Hail7%Cold waves6%Everything else13%

By hazard

What Sullivan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 95 years in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sullivan flood?

Every paid claim on a federal flood insurance policy in Sullivan, from FEMA’s records.

1paid claims since 2023

$31Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sullivan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Sullivan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sullivan itself: aid to households, or repair grants to the Township of Sullivan.

Brought FEMA money into SullivanDeclared for Ashland County only

2004

Severe Winter Storms, Flooding, and Mudslides

11 households applied for aid $5K aid approved

Ashland County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Sullivan

Sullivan and the towns around it

Very lowLowModerateHighVery high

Homermostly inland floodingLow

Sullivanmostly inland floodingVery low

Troymostly inland floodingVery low

Huntingtonmostly inland floodingVery low

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sullivan covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sullivan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sullivan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sullivan total about $531K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.