Natural hazards · Stony Prairie

Stony Prairie, OH natural hazards

Most of the natural-hazard damage FEMA expects in Stony Prairie comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stony Prairie?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stony Prairie to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes21%Strong wind8%Hail8%Earthquakes5%Everything else14%

By hazard

What Stony Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stony Prairie flood?

Every paid claim on a federal flood insurance policy in Stony Prairie, from FEMA’s records.

5paid claims since 2009

$150Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stony Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sandusky County.

Disasters that hit Stony Prairie

Federal disasters declared here

None of the disasters declared for Sandusky County shows FEMA aid or repair money reaching Stony Prairie itself in FEMA’s records.

Brought FEMA money into Stony PrairieDeclared for Sandusky County only

Sandusky County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Stony Prairie

Stony Prairie and the towns around it

Very lowLowModerateHighVery high

Fremontmostly inland floodingLow

Sanduskymostly inland floodingLow

Stony Prairiemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stony Prairie covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stony Prairie’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Stony Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stony Prairie total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.