Natural hazards · Stokes

Stokes, OH natural hazards

Most of the natural-hazard damage FEMA expects in Stokes comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 38 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stokes?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stokes to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes6%Everything else13%

By hazard

What Stokes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stokes flood?

Every paid claim on a federal flood insurance policy in Stokes, from FEMA’s records.

38paid claims since 1980

$421Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Late winter storms: 7 claims, $95K
Central U.S. April Flooding: 1 claim, $3K

of all homes
are insured

No community discount. Stokes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Stokes

Federal disasters declared here

None of the disasters declared for Logan County shows FEMA aid or repair money reaching Stokes itself in FEMA’s records.

Brought FEMA money into StokesDeclared for Logan County only

Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Stokes

Stokes and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

Stokesmostly inland floodingHigh

Richlandmostly inland floodingHigh

Bloomfieldmostly inland floodingModerate

Claymostly inland floodingLow

Goshenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stokes covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stokes’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Stokes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stokes total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.