Natural hazards · Springfield

Springfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding70%Lightning7%Tornadoes6%Heat waves6%Everything else11%

By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Lightning

7% of expected damage

Below average · higher than 34% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 24 years in the area

Heat waves

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springfield flood?

FEMA's records show no paid flood insurance claims in Springfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ross County.

Disasters that hit Springfield

Federal disasters declared here

None of the disasters declared for Ross County shows FEMA aid or repair money reaching Springfield itself in FEMA’s records.

Brought FEMA money into SpringfieldDeclared for Ross County only

Ross County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Springfield

Springfield and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingHigh

Springfieldmostly inland floodingModerate

Harrisonmostly inland floodingModerate

Sciotomostly inland floodingLow

Chillicothemostly inland floodingLow

Greenmostly inland floodingVery low

Colerainmostly inland floodingVery low

Unionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.