Natural hazards · Springboro

Springboro, OH natural hazards

Most of the natural-hazard damage FEMA expects in Springboro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springboro?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springboro to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes12%Cold waves10%Everything else13%

By hazard

What Springboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springboro flood?

Every paid claim on a federal flood insurance policy in Springboro, from FEMA’s records.

7paid claims since 1983

$336Kpaid to owners

1homes flooded more than once

19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Springboro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springboro itself: aid to households, or repair grants to the City of Springboro.

Brought FEMA money into SpringboroDeclared for Warren County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$154K to the City of Springboro for repairs

2004

Snow

$35K to the City of Springboro for repairs

Warren County has had 11 natural disasters declared since 1953, most often severe storms and floods.

Around Springboro

Springboro and the towns around it

Very lowLowModerateHighVery high

Franklinmostly inland floodingModerate

Franklinmostly inland floodingLow

Springboromostly inland floodingLow

Clear Creekmostly inland floodingLow

Miamimostly inland floodingLow

Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springboro covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Springboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Springboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springboro total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.