Natural hazards · Smithfield

Smithfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Smithfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 146 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smithfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smithfield to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Smithfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smithfield flood?

Every paid claim on a federal flood insurance policy in Smithfield, from FEMA’s records.

146paid claims since 1980

$1.4Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 61 claims, $593K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smithfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Smithfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Smithfield itself: aid to households, or repair grants to the Township of Smithfield.

Brought FEMA money into SmithfieldDeclared for Jefferson County only

2004

Severe Winter Storms, Flooding, and Mudslides

$42K to the Township of Smithfield for repairs

2004

Severe Storms and Flooding

8 households applied for aid $11K aid approved $77K to the Township of Smithfield for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

5 households applied for aid $11K aid approved $26K to the Township of Smithfield for repairs

Jefferson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Smithfield

Smithfield and the towns around it

Very lowLowModerateHighVery high

Wellsmostly inland floodingVery high

Warrenmostly inland floodingVery high

Dillonvalemostly inland floodingHigh

Smithfieldmostly inland floodingModerate

Mount Pleasantmostly inland floodingModerate

Short Creekmostly inland floodingModerate

Greenmostly inland floodingLow

Waynemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smithfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Smithfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Smithfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Smithfield total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.