Natural hazards · Smith

Smith, OH natural hazards

Most of the natural-hazard damage FEMA expects in Smith comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smith?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smith to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Smith faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smith flood?

Every paid claim on a federal flood insurance policy in Smith, from FEMA’s records.

9paid claims since 1990

$101Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Tropical Storm Ivan: 5 claims, $30K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smith isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Belmont County.

Disasters that hit Smith

Federal disasters declared here

None of the disasters declared for Belmont County shows FEMA aid or repair money reaching Smith itself in FEMA’s records.

Brought FEMA money into SmithDeclared for Belmont County only

Belmont County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Smith

Smith and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingVery high

Meadmostly inland floodingHigh

Smithmostly inland floodingHigh

Glencoemostly inland floodingHigh

Goshenmostly inland floodingVery low

Richlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smith covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Smith’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Smith. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Smith total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.