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Natural hazards · Silver Lake

Silver Lake, OH natural hazards

Most of the natural-hazard damage FEMA expects in Silver Lake comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Silver Lake?

45
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Lake to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hail8%Everything else14%
By hazard

What Silver Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once a year in the area

Hail

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Silver Lake flood?

Every paid claim on a federal flood insurance policy in Silver Lake, from FEMA’s records.

1paid claims since 1979
$1Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Silver Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Silver Lake

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Silver Lake itself: aid to households, or repair grants to the Village of Silver Lake.

Brought FEMA money into Silver LakeDeclared for Summit County only
2008

Severe Wind Storm Associated With Tropical Depression Ike

$13K to the Village of Silver Lake for repairs
2004

Severe Storms and Flooding

9 households applied for aid $15K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

48 households applied for aid $71K aid approved $6K to the Village of Silver Lake for repairs
Summit County has had 10 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Silver Lake

Silver Lake and the towns around it

Cuyahoga Falls: Low, mostly inland floodingStow: Very low, mostly inland floodingAkron: Very low, mostly inland floodingBoston: Very low, mostly inland floodingBath: Very low, mostly inland floodingMunroe Falls: Low, mostly inland floodingTallmadge: Very low, mostly inland floodingKent: Low, mostly inland floodingFranklin: Low, mostly inland floodingHudson: Very low, mostly inland floodingBrimfield: Very low, mostly inland floodingSilver Lake: Moderate, mostly inland flooding Silver LakeCuyahoga FallsStow
Very lowLowModerateHighVery high
Silver Lakemostly inland floodingModerate
Cuyahoga Fallsmostly inland floodingLow
Stowmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Lake covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Silver Lake’s own flood-insurance community